Life gets busy, and money stuff often ends up at the bottom of the to-do list. But what if just five minutes a day could help you feel more in control of your finances? Sounds small—but it can make a big difference. It's like brushing your teeth. Takes a few minutes, but skip it for too long, and you’ll notice. Same goes for your money.
This simple daily habit is known as your financial check-in. It’s not about spreadsheets or big changes. It’s about staying in touch with your money every day, even just a little bit. And to be clear—this isn’t some fancy plan from a personal finance expert or a big company. It’s just a practical tip we came across while browsing https://latteperday.com/ that really stuck with us.
So, how does it work?
Set aside five minutes at a time that works best for you—maybe right after your morning coffee or just before bed. Then check these things:
1. Look at your bank balance.
It sounds basic, but knowing what you’ve got can keep you from spending more than you should during the day.
2. Review today’s or yesterday’s spending.
Did you grab that second coffee? Order lunch out? No judgment—it’s about being aware. You might be surprised at what you pick up on just from watching closely.
3. Glance at upcoming bills.
Noticing what’s on the way can help you avoid late fees or surprises later in the month.
4. Check your financial goals.
Even if you’re just saving a few bucks a week, reminding yourself why you’re doing it (whether it’s a beach trip or paying off debt) helps you stay motivated.
5. Ask yourself one quick question:
“Did I make a choice today that moved me closer to where I want to be with my money?” If the answer is yes, give yourself a little credit. If not, that’s okay—it’s about learning, not being perfect.
It’s amazing what consistency can do. Over time, you’ll start catching bad habits before they grow, spotting new ways to save, and feeling way less stressed about your money. All from just five minutes a day. Give it a shot—you might be surprised how powerful a small change can be.